Resources
Budgeting
https://www.practicalmoneyskills.com/en/learn/college_students.html
This website teaches college students and young adults how to budget, build credit, manage debt, and handle everyday financial decisions through interactive lessons, quizzes, and real-life financial scenarios.
https://www.khanacademy.org/college-careers-more/personal-finance
This free course explains financial topics like budgeting, loans, and credit using easy-to-follow video lessons designed for students.
https://www.mymoney.gov/for-youth
This U.S. government resource provides games, activities, and financial education tools that help teens learn budgeting, saving, and smart spending habits.
https://www.nerdwallet.com/article/finance/budgeting-for-college-students
This article gives college students practical budgeting advice, calculators, and strategies for managing income and expenses.
This budgeting app gives college students free access for one year and helps them learn how to plan and track their spending effectively.
https://consumer.gov/managing-your-money/making-budget
This site offers a simple budgeting guide and printable worksheet that make financial planning easier for beginners to understand.
Taxes
https://apps.irs.gov/app/understandingTaxes/student/simulations.jsp
This website contains 20 different taxpayer simulations created by the IRS themself in order to help users understand the ins and outs of filing tax returns electronically.
https://freetaxassistance.for.irs.gov/s/sitelocator
This is a free tax return assistance site locator for VITA and TCE for individuals who are 60+, make around $69,000 or less, have disabilities, or speak limited English.
https://www.aarp.org/money/taxes/large-tax-bill-money/
This article details what happens when you don't pay your taxes and different strategies such as payment plans and liquidating other assets when you come up short for your bill.
This is a collection of guides, aimed for those who are self-employed, and tax calculators which allows anyone to create a model of how federal tax policies will hypothetically impact their own finances.
https://www.usa.gov/get-tax-forms
Directions for how to get your federal tax and W-2 and file by mail, including what to do if your W-2 is incorrect or stolen.
This is an interactive tax assistant where you can search the IRS website to reliably answer any of your tax questions by entering basic information to find your answer.
Housing
https://www.cnb.com/personal-banking/insights/how-to-budget-for-house.html
This guide from City National Bank outlines how first-time homebuyers can create a realistic budget by accounting for mortgage payments, taxes, maintenance and other hidden costs of homeownership.
https://empeople.com/learn/empeople-insights/buying-vs-renting-a-home-the-pros-cons-explained/
This article by Empeople Credit Union compares the advantages and disadvantages of buying versus renting a home to help young adults decide which option fits their financial situation and goals.
This guide from Delaware provides a detailed walkthrough of the home-buying process.
https://www.experian.com/blogs/ask-experian/average-mortgage-rates-by-credit-score/
This article from Experian shows how credit scores affect mortgage interest rates and monthly payments, helping young adults understand why building credit early can save money for homeownership in the future.
https://www.pennymac.com/blog/mistakes-first-time-homebuyers-make
This article from Pennymac explains common mistakes first time homebuyers make, while giving practical tips to help young buyers make smarter financial decisions during the home buying process.
This guide from Ramsey Solutions breaks down the real costs of homeownership, helping future homebuyers understand the full financial responsibility of owning a home.